Your Financial Home. Starting from *920*2026#
Save from any phone. Turn your daily deposits into the credit you need to build your financial future.
Save From Any Phone
Dial *920*2026#. No smartphone. No bank account needed. No minimum balance.
Goal-Based Savings
Name your goal — school fees, equipment, ceremony. Track progress directly via USSD.
Auto-deductions
Set up automated daily or weekly deductions so you never miss a contribution goal.
Your Credit Pathway
Six months of consistent savings history qualifies you for MFI credit referral. No collateral required.
Multiple Numbers
Link multiple mobile money numbers to a single Cornerstone account. Ideal for families or businesses.
Discipline Lock
Lock your withdrawals for a set period to avoid temptation. We help you stay committed to your goals.
Every deposit builds your future.
How Cornerstone Save turns daily discipline into long-term financial health.
Month 1 — The First Deposit
You dial *920*2026# and make your first deposit into your digital wallet.
Result:Your first verified financial record. It exists. It is yours, completely secure.
Months 2–3 — Building the Habit
You set up auto-deductions. Small, consistent daily or weekly savings start accumulating without you having to think about it.
Result:A growing balance and a reliable transaction history that proves your financial discipline.
Month 6 — Milestone Reached
You hit your first major goal—whether it's for school fees, inventory, or an emergency fund.
Result:Financial resilience. You now have a buffer against unexpected expenses.
Month 8+ — Credit Eligibility
Your sustained six-plus months of saving history acts as proof of your reliability to partnering Microfinance Institutions.
Result:A credit identity. You are now eligible for loans to expand your business or make significant investments.
Year 2+ — Financial Freedom
Saving is no longer just a habit; it's the foundation of your economic growth. You manage your entire financial life from a simple USSD interface.
Result:True independence. Built entirely on your own terms, powered by Cornerstone.
For communities on Pay — dues move automatically.
Whether you are a market association, a trotro station, or a trade union, collecting daily dues shouldn't require counting cash.
Without Cornerstone
Member pays cash to collector
Collector holds physical cash all day
Brings cash to treasurer later
Treasurer counts and records manually
✕ Cash can be lost or short.
✕ "I paid" disputes with no digital evidence.
With Cornerstone
Member dials *920*2026# → Pay
Enters association code: CSC-50821
Enters daily dues: GHS 10
Confirms with Mobile Money PIN
GHS 10 auto-sweeps to the association's treasury instantly.
✓ Member receives SMS receipt.
✓ Treasurer sees it hit the dashboard in real time.
No cash. No dispute. No delay.
Savings Calculator
See what consistent saving builds over time.
Projected Total
GHS 2,688
You contributed
GHS 2,400
Interest earned
GHS 288
This calculator shows a projection based on a 12% annual estimate. Actual returns depend on your savings activity and are not guaranteed.